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501(c)(3)Tax-exempt status is pending with the IRS

"I work full time. I have insurance. I still can not afford mental health services."

Sponsorship
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This isn’t charity—it’s community-powered access to healing.
You're helping people who are doing everything right but still can’t afford care. You’re making therapy, psychiatry, and prescriptions reachable for those left behind by a broken system.

ABOUT
Yellow Flower

THE MISSION

The Thinkbox Co-Pay Project connects caring individuals, businesses, and organizations with people who are underinsured and struggling to access mental health care. Through one-year sponsorships, we help cover therapy co-pays, psychiatry co-pays, deductibles, and prescription costs.

 

General donations support additional barriers—like transportation, childcare, or other everyday obstacles to healing. We exist for those doing everything right—and still priced out of healing.

DISTURBING FACTS

Financial Barriers to Mental Health Care

  • 1 in 4 Americans with frequent mental distress can’t afford care: Nearly 25% of adults experiencing at least 14 mentally unhealthy days a month reported not seeing a doctor due to cost.

  • About 6% of U.S. adults skipped needed mental health care in the third quarter of 2024 because of cost—paralleling delays in general medical or prescription care .

  • Medical debt dramatically worsens the gap: Among adults with medical debt in 2023, 33.8% reported skipping mental health care in 2024 due to cost—compared to just 6.3% without such debt.

 

An Overlooked Mental Health Treatment Crisis

  • Major treatment gap: In 2023–2024, around 57.8 million U.S. adults (≈19%) had a mental illness, but only 43% received any care—meaning nearly 60% went untreated.

  • Over half remain untreated: Mental Health America reports that 54.7% of adults with mental illness aren’t receiving treatment—more than 28 million people.

  • Workforce shortages worsen access: As of 2023–24, 47% of Americans live in areas designated as Mental Health Professional Shortage Areas. In rural areas, 55% of counties have no practicing psychiatrist, psychologist, or social worker 

 

Economic Toll and Health Anxiety

  • Mental health illnesses cost U.S. economy: National productivity losses, healthcare costs, and related effects totaled approximately $282 billion annually.

  • Financial stress undermines mental wellness: A May 2025 survey found that 33% said healthcare affordability hurt their mental health, with 29% citing cost as a barrier to accessing care. Only 14% are in therapy, though many more want to be.

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